Legacy Builder Outline

Establishing a revocable living trust is one of the most essential and strategic steps in building a legacy that lasts. Unlike a simple will, a trust allows you to dictate how your assets are managed both during your lifetime and after your passing—without the delays and public exposure of probate court. It provides protection for minor children, beneficiaries with special needs, or heirs who may not be ready to receive a lump-sum inheritance. A well-crafted trust outlines distribution instructions, names successor trustees, and allows for long-term planning, including education, business succession, and charitable giving.

Where this becomes especially powerful is when integrated with your Infinite Banking strategy. By owning a properly structured whole life insurance policy, you gain access to a cash value that grows tax-deferred and can be accessed tax-free through policy loans. When coordinated with a trust, the death benefit of your policy avoids probate, transfers seamlessly to your beneficiaries, and can be directed according to your long-term goals. Your trust becomes the legal vehicle that protects and governs your wealth, while Infinite Banking serves as the financial engine that funds it—together creating a comprehensive estate and legacy plan rooted in control, privacy, and long-term vision.