Financial Education • Control • Liquidity • Legacy
Build a Financial System You Control.
Learn how families and business owners use Infinite Banking to protect capital, create liquidity, improve cash flow, and build a legacy that can serve generations.
Legacy Life & Retirement provides clear financial education designed to help people understand how their money works, where they may be losing control, and how to build a system that supports both life today and long-term goals.
A straightforward, education-first conversation. No pressure. No obligation.
Shawn King
Founder, Legacy Life & Retirement
Authorized Practitioner
Infinite Banking Concepts
Education First
Concepts before products
Family-Centered
Built for generations
The Core Problem
Most people never see how much control they’ve given away.
The traditional approach treats money as a series of disconnected accounts and products. Income comes in, expenses go out, and the decisions in between are rarely coordinated. Over a lifetime, that lack of a system quietly shapes how much control a family keeps and how much it gives away.
Money flows out to banks and lenders, with little visibility into the true cost.
Savings sit idle or stay locked away, limiting access when life or opportunity calls.
Financial decisions are made in isolation, without a system that connects the parts.
Wealth is rarely structured to pass down knowledge and momentum, not just dollars.
The Four-Part Framework
A clear system for how your money works.
Protect Capital
Build a stable financial foundation before chasing higher returns.
Build Liquidity
Maintain access to capital so opportunities and emergencies do not automatically force reliance on traditional financing.
Stack Cash Flow
Coordinate how money moves through income, savings, debt, business, financing, and investments.
Preserve Legacy
Pass down more than money by transferring education, values, opportunity, and financial momentum.
Watch the Overview
See how the system works in a few minutes.
A short, plain-language walkthrough of the ideas behind Infinite Banking and the Legacy Life approach to building financial control.
Free Policy Review
Already have life insurance?Let’s look at it together.
Not sure what you own, how it works, or whether it supports your goals? Send me a copy and I’ll give you an honest, educational review — complimentary and private.
Who This Is For
Built for people who want to own their financial system.
Families
Households who want more control over cash flow, savings, and the life they’re building together.
Business Owners
Owners who want to finance growth, smooth cash flow, and keep capital working inside their own system.
Pre-Retirees
People approaching retirement who want clarity, liquidity, and protection alongside long-term goals.
Legacy Builders
Those who want to pass down education, values, and financial momentum—not just account balances.
Infinite Banking
Become your own source of financing.
Infinite Banking is a process, not a product. Using a properly structured, dividend-paying whole life policy as the foundation, families and business owners can store capital, access it on their own terms, and recapture the interest and cash flow that usually leaks out to banks and lenders.
The goal isn’t a single transaction—it’s building a system you control and can pass down, so your money keeps working for your family over time.
Capital In
You build capital inside a high–cash-value whole life policy you control.
Borrow & Repay
Access that capital to finance purchases, then recapture the interest you’d pay elsewhere.
Compound On
Your capital can continue to grow even while it’s being put to work.
Financial Solutions
One coordinated approach to the whole picture.
Infinite Banking sits at the center, but real financial control connects every part of your plan. Here’s where we focus.
Cash-Flow Education
Understand and coordinate how money moves through your life and business.
Retirement Planning
Build clarity and liquidity for the income you’ll want in retirement.
Long-Term Care Planning
Prepare for future care needs without derailing the rest of the plan.
Annuities
Explore guaranteed income strategies as one piece of a larger system.
Family Legacy Planning
Structure wealth to transfer knowledge, values, and momentum.
Financial Coaching
Ongoing, education-first guidance as your situation evolves.
The Purpose Behind the Plan
Build a Legacy That Gives You More Life.
For our family, financial freedom has never meant simply accumulating the largest account balance possible. It means having more control over our time, traveling together, creating experiences, being present as our children grow, and making financial decisions without feeling trapped by banks, debt, or outside institutions.
Shawn and Amanda King have traveled to more than 40 countries, built multiple income streams, invested in their own family banking system, and learned through both successes and financial mistakes.
Legacy Life & Retirement exists to share those lessons and help regular families build financial systems that support the life they actually want to live.
Educational Resources
Tools and guides to learn at your own pace.
Free educational resources designed for regular people who want more control over their financial future.
7 Simple Steps to Becoming Your Own Banker
A clear, step-by-step introduction to the core ideas behind becoming your own source of financing.
Download the Guide
Legacy Builder Outline
A practical framework for protecting family assets, passing down values, and creating generational momentum.
Download the Outline
Budget Template + Training
Create a clearer picture of your income, expenses, savings, debt, and available monthly cash flow.
Get the Budget Template
The Infinite Banking Guide
A clear, practical introduction to the Infinite Banking Concept — how to build safe, accessible capital and become your own source of financing.
Download the Guide
Save & Spend System Overview
A short overview video showing how the Save & Spend system helps you organize cash flow with clarity and confidence.
Watch the OverviewClient Experiences
Real stories, in their own words.
Jake R
Client Experience
I couldn't be happier to have found Shawn when I did, except to say I wish I had met him sooner. I reached out to Shawn to look into something I had been thinking about for two years and since that day only a few short months ago he has been a weekly presence in my journey to the kind of financial independence I had been looking for.
Full of knowledge, and relatable experience, it has been a very growth oriented period since I met him. From books to read, to podcasts and concepts to research, to meeting in person just to talk thru what Being your Own Bank is, and how to get there, Shawn treats you like you're his only client.
I am extremely grateful for his patience through the application process, his constant motivation, and for being the catalyst for getting me on the true path to financial independence through Infinite Banking.
Devin S
Client Experience
Working with Shawn has been a very positive and eye-opening experience. From the very start, he has provided me with resources, education, and ongoing support that gave me a much clearer understanding of infinite banking and how it can truly benefit my family for years to come. Shawn has walked with me through every step of the process, making sure I felt confident, comfortable, and fully informed about the decisions I was making. He doesn't just present information; he takes the time to explain, answer questions, and make sure I understand how the strategies apply to my situation.
What stands out most is that Shawn is not only professional and knowledgeable, but he also comes across as a genuine family man who really cares about helping others. His passion for teaching and spreading the value of infinite banking shows in the way he communicates and the patience he has in guiding people through what could otherwise feel overwhelming. I've come away from this experience with peace of mind, knowing that I've put something in place that will create security and opportunity for me and my family. I would gladly recommend Shawn to anyone looking to take control of their financial future through infinite banking.
Natalie S
Client Experience
Working with Shawn has been a standout experience. He took the time to explain the concept with patience, clarity, and kindness. He talked me through my hesitations in a genuine way. I feel like consulting with him was always a two way conversation. He's generous with his knowledge and acts as a true coach, meaning he's down to earth and genuinely in this for the right reasons. Because of that, our family (we purchased three policies) feels confident in our structure and ready to move forward with implementation. We trust that we're well set up for success. Highly recommended if you want someone who teaches, supports, and walks alongside you. I believe in him and value surrounding myself with like-minded powerhouse people like Shawn in my corner.
From Regular to Rich
A Financial Framework Built for Everyday People.
From Regular to Rich explains how ordinary people can improve cash flow, correct financial mistakes, build better systems, and create a life worth living.
The book combines Shawn’s personal experience with practical education around family banking, debt payoff, passive income, financial habits, and long-term legacy planning.
Real Readers. Real Financial Conversations.
From Regular to Rich is helping everyday people begin new conversations about cash flow, financial control, family banking, and building a life worth living.
Learn More About the Book
The Cashflow Chronicles
Conversations About Cash Flow, Financial Control, and Building Wealth Differently.
Join Shawn King and his guests for practical conversations about Infinite Banking, passive income, entrepreneurship, real estate, retirement planning, financial literacy, and building a meaningful legacy.
The Process
Education Comes Before Implementation.
Call One
General Introductory Call
45 minutes • Phone
A conversation to discuss your current situation, financial priorities, experience with Infinite Banking, and initial questions.
Call Two
Deeper Education and Strategy Conversation
45 minutes • Phone
A second conversation to explore goals, relevant use cases, cash-flow considerations, and possible next educational or implementation steps.
Start the Conversation
Book your free strategy call.
A straightforward, education-first conversation about how a system you control could support your family and your future.
No pressure. No obligation.