Fixed Indexed Annuities

Are you considering a shift from a volatile market to a fixed indexed annuity for retirement? Let us help you discover if a Fixed Indexed Annuity might be the right move for you. Watch the video below to learn about the benefits of securing your retirement from any future losses, all the while providing it with the opportunity of market like growth. If protecting your hard earned money from losses and participating in gains piques your interest, feel free to watch the short overview just below. Have questions? Jot them down and we would be happy to discuss them

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Short Explainer Video

Fixed Indexed Annuities

Fixed indexed annuities (FIAs) are financial products that provide Guaranteed Income while allowing for growth based on the performance of one or multiple stock market indexes. Unlike direct stock investments, FIAs protect your principal from market downturns, ensuring you never lose a penny due to market volatility.

They offer the potential for higher returns compared to traditional fixed annuities because gains are linked to market index performance. Additionally, some FIAs include no cost additions like Confinement riders or ADL riders. This combination of growth potential and protection makes FIAs an excellent tool for building and securing retirement income. Unlike the other two products listed below there are no health requirements to qualify for a FIA.

So if you're looking to create a lifetime income that will ensure you do not outlive your savings, a Fixed Indexed Annuity might be the right fit for you. For more information please watch the short video listed above and book an appointment to connect with one of our specialists today. The information is FREE but the Knowledge is PRICELESS!

The Benefits of Annual Lock & Reset

The "Annual Lock-In" Feature states that once interest is credited to your account, it becomes principal, and at that point, is never subject to future market losses. Interest becomes part of your protected account value. Past gains are never subject to future market losses.

The other great feature is the "Annual Reset." This means that the beginning value(s) of the indexes you choose to allocate your funds into each policy year resets to the level where the indexes ended the previous year.

Actuarial Facts

If a couple has made it to age 65, there is a 50% probability that at least one of them will live to age 92 and a 25% chance that at least one of them will celebrate their 95th birthday. Those statistics are actuarial facts.

Now would you rather plan on a 20-year retirement and be out of luck if you (or your spouse) live 25 years... Or plan on a 35-year retirement income stream and only live 25 years?

You would think the answer is obvious, unfortunately your retirement plan say's otherwise.